upfront logo.

Shaping the future.

Democratizing capital access does more than solve a local problem. It unlocks untapped potential, creates stable markets, and shapes the future of global finance. Our technology aims to contribute to this transformation.

Technological framework

It's not just about mitigating risk—it's about enabling financial institutions to gain transparent, informed decisions. We leverage scientific methodologies and state of the art technology to widen the view and set new standards for accuracy and efficiency.

Sustainable goals

In alignment with the United Nation's Sustainable Development Goals, our focus rests on No Poverty, Decent Work, and Reduced Inequalities. This is not just an alignment but our vision for a universally equitable future.

How it works

01.
Data Aggregation
Secure, high-level encryption for financial data.
02.
Repayment Plans
Adaptive to different repayment cycles.
03.
Liquidity Access
Efficient capital allocation.
04.
Risk Assessment
Adherence to top-tier industry standards via proprietary models.

The team

Our interdisciplinary team, draws it’s expertise from finance to data science and regulatory compliance, to innovate industry standards.
Headshot image

Adnaan Hafiz

Co-Founder
Headshot image

Manuel Bertl

Co-Founder
Headshot image

Lea Richter

Communications and PR
Headshot image

Jorg Hansen

Finance
Headshot image

Malek EL Aoufir

Strategy
Headshot image

Darius Maleki

Investor Relations
Headshot image

Syed Amanat

Tech
Headshot image

Dr. Abdullah Sahyoun

AI
Headshot image

Johannes Lins

Senior Advisor, Finance and Regulation
Headshot image

Rodrigo Ataide

Strategy
Headshot image

Prof. Vicente Bermejo

Senior Advisor

Research Initiatives